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Rose Hill Plantation is Northwest Asheville’s Premier Healthy Living Community

Single family 2 & 3 bedroom homes now priced from $279,900 for a limited time only.

Asheville, NC, June 23, 2009 – Rose Hill Plantation, Asheville’s first single family thoughtfully planned ‘Healthy Living Community,’ is bursting with green. A focal point of life at Rose Hill Plantation is the community garden which allows residents to choose a raised garden bed and grow their own vegetables, fruits and flowers. The garden plots are one of several sustainable features that support the community’s dedication to fostering an invigorating, healthy, and sustainable lifestyle for active adults. The homes are built to the Western North Carolina Green Building Council standards. And additional green focused amenities include alternative power choices, rainwater collection programs, energy and resource efficient appliances, a fitness center and a club house with a saline infused pool, as well as a Healthy Living Manager to help plan community events and outreach programs.

For a limited time, ready to move-in two and three bedroom homes at Rose Hill Plantation, or new built homes are priced from $279,900 representing a price savings of 15% or more. In addition owners can enjoy a $5,000 move-in decorator allowance on any existing new built home.

For more information, the Sales Center at Rose Hill Plantation is now open and new homes and model homes may be previewed. The Club House and walking trails are complete, and also under construction, scheduled for opening later this summer, is a unique “Green Showcase Model Home” where homebuyers can preview green friendly upgrades that can be added to any new home prior to construction. These upgrades are designed to enhance the healthy environment, contribute to energy cost savings and help reduce carbon emissions.

To visit Rose Hill Plantation call the sales office at: 828.337.2212 or register online at www.rosehillplantation.net. The Sales Office is open seven days a week and is located at

3041 Leicester Hwy. (Hwy. 63) Leicester, NC 28748

Life at Rose Hill Plantation

From the ground-up Rose Hill Plantation is unique in its dedication to a healthy lifestyle. The enclave of 103 single-family detached-homes is nestled into a pristine parcel of land and surrounded by breathtaking vistas in Northwest Asheville, just 10 minutes from the city’s vibrant downtown. Of the gated community’s 58 acres, more than 40 acres are in a conservation easement that includes dedicated walking trails and communal gardens. Taking its lead from the surrounding beauty, Rose Hill Plantation offers homeowners the chance to preserve the allure of the mountains and contribute to the sustainable quality of life in the greater Asheville area.

Each of the single family one and two story cottage-style homes range from approximately 1387 to 2430 square feet and offer two and three bedroom plans with garages and some have the capability of a finished lower level. In addition, the homes at Rose Hill Plantation offer a maintenance-free environment within a lock-and-leave setting in a gated community, providing the advantages of a condominium lifestyle while retaining the privacy of a single family home.

Rose Hill Plantation is the development of Jeff Glover who is dedicated to building healthy living communities and is a Platinum Member of the Western North Carolina Green Building Council. For more information or to visit Rose Hill Plantation at www.rosehillplantation.net or call: 828.337.2212.

More Asheville homes

A Step by Step Walk-through

1. Loan Search - Buyers should seek the advice of an experienced mortgage professional, someone who will help determine which financing options best suit their needs today and in the future.
2. Loan Application - It’s crucial that consumers supply the lender with as much information as possible, as accurately as possible. All outstanding debts as well as assets and income should be included.
3. Documentation - Buyers must submit paperwork supporting the application as well. Information commonly sought includes pay stubs, two years’ tax returns, and account statements verifying the source of the down payment, funds to close and reserves.
4. Pre-approval - Getting pre-approved for a mortgage allows borrowers to know exactly how much house they can afford. Viewed as “cash buyers”, pre-approved borrowers have greater negotiating power as well.
5. The Hunt - The buyer begins shopping for a house. When the right one is found, the terms of the sale will be negotiated, including the price and potential terms of the loan being sought.
6. Appraisal - Lenders require an appraisal on all home sales. By knowing the true value of the home, the borrower is protected from overpaying.
7. Title Search - This is the time when any liens against the property are discovered. A lien may have been placed on a property to ensure payment of outstanding debts by the owner. All liens must be cleared before a transaction can be completed.
8. Termite Inspection - While most purchase loans do not require a formal inspection for termite and water damage, some loans (especially government loans) allow for the possibility. If problems are found, repairs may be necessary.
9. Processor’s Review - The mortgage professional packages all pertinent information and sends it to the lending underwriter, including any explanations that may be needed, such as reasons for derogatory credit.
10. Underwriter’s Review - Based on the information put together by both the loan executive and the processor, the underwriter makes the final decision regarding whether or not a loan is approved.
11. Mortgage Insurance - Many lenders require private mortgage insurance when borrowers put down less than 20 percent on a loan.
12. Approval, denial or counter offer - In order to approve a loan, the lender may ask the borrowers to put more money down to improve the debt-to-income ratio. The borrower may also need a bigger down payment if the property appraises for less than the purchase price.
13. Insurance - Lenders require fire and hazard insurance on the replacement value of the structure. Flood insurance will also be required if the property is located in a flood zone. In California, some lenders require earthquake insurance on condominiums.
14. Signing - During this step, final loan and closing documents are signed.
15. Funding - At this point, the lender sends a wire or check for the amount of the loan to the closing company.
16. Close of Transaction - Documents transferring title will now be recorded with the County Recorder.
17. Buyer Begins Making Mortgage Payments

Submitted by: Beverly-Hanks Mortgage Services Team

  Hendersonville, North Carolina

From its mountaintop perch of nearly 4,000 feet above sea level and some of the best 60 plus mile views in the area, Grand Highlands at Bearwallow Mountain offers an uncommon combination of natural beauty and club-style amenities. The result is a rewarding community experience offering the kind of relaxation that can only be found at this secluded mountain retreat. 

Removed without being remote, Grand Highlands at Bearwallow Mountain sits high above the pace and stress of everyday living, and yet it is just moments away from a regional airport and two of the South’s top cultural destinations, Asheville and Hendersonville. The area’s celebrated four-season climate promises refreshingly cool summers, mild winters, and days and days of warm sun shine and pleasant mountain breezes. Outdoor adventures like fly fishing and rafting abound, acclaimed art and music festivals fill local calendars, and dozens of top-ranked golf courses are within minutes of the community gates.

Lots starting in the $100’s and Land-Home Packages in the $300’s.