Team Member Since 2019
As a Haywood County native, I have an incredible knowledge of the area and all its unique characteristics, which I am always very excited to pass along to you. I enjoy when clients come from out of town and I not only get to help them find…Read More
My family has been in Haywood County for generations. I am lucky that I was able to grow up in this beautiful town. After high school, I moved to Charlotte to see what the big-city life was like and started practicing real estate there. Charlotte…Read More
Why isn’t it a good idea to pay off your mortgage?
Paying off a mortgage quickly doesn’t make a lot of financial sense, but it does give a lot of homeowners a great deal of comfort. For it to make sense for you, the investment’s annualized rate of return needs to earn more than the cost of your mortgage interest rate. With many homeowners sitting on some of the lowest rates in history, (3.5%–5.5%) it’s not hard to achieve a higher rate of return. What makes it hard is that there are few guarantees in investments. While the stock market has produced a rate of return close to 10% over the last 90 years, individual investments lose money every day. Even real estate can include risk from market conditions and lack of liquidity. Working with a professional financial planner and mortgage loan officer is the best way to achieve confidence in your personal financial goals.