About Me

Growing up in South Carolina near Columbia, Debbie spent many childhood summers in the mountains of North Carolina never dreaming she would be living here one day. Luckily in 1990 her husband’s job brought them to the mountains permanently! D…Read More

Living the Life

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Why aren’t all buyers able to buy?

In markets with less than six months of inventory, competition between buyers can be intense. To elevate their standing with a seller, buyers will often provide a pre-qualification letter. In a pre-qualification, lenders don't verify the information provided by a buyer. Pre-approval, on the other hand, involves third-party verification. After an offer, I verify that a prospective buyer is pre-approved for the contract amount and that closing in the expected time period—usually 30 to 45 days—won’t be an issue.