Team Member Since 2019
I have the experience and, most importantly, the resources to help you find your dream home.
The real estate market is continually changing, and I dedicate the bulk of my time away from clients to researching and staying on top of…Read More
I grew up in Asheville with four active brothers and a successful real estate mom. I played basketball, soccer, and tennis at T.C. Roberson High School and continue to enjoy tennis in my free time at the Asheville Racquet Club.
What’s more important: The price of a home or my interest rate?
That depends on how long you plan to stay in the home. We’ll assume you remain in the house for 30 years. Let’s compare an 80% LTV mortgage for a $240,000 home and an interest rate of 4.5% with a that for a $210,000 home at 6.5%. By the time you pay off the loan on the more expensive home, you would have paid a total of $350,222.24. For the less expensive home and higher rate, you’ll end up paying $34,000 more! In this case, the higher price and lower interest rate would have worked to your advantage. Consider scenarios like these with a loan officer in order to make confident decisions. My preferred loan officer and I are ready to help you make confident decisions today.