Beverly-Hanks, REALTORS®
Waynesville
Email: [email protected]
Cell: (828) 423-0135
Office: (828) 452-5809
Team Member Since 2019
I became a full-time professional real estate agent so I could help you.
Real estate combines my passion for helping people with my personal experience in building, purchasing, and selling several of my own homes. I worked with several…Read More
As a Charlotte native, the mountains always called to me. From my teen years to adulthood, I spent countless weekends combing the towns off of the Blue Ridge Parkway from Boone all the way to Cherokee. Finally in 2013, I had the opportunity…Read More
What’s the best way to pay off your house quickly?
Many plans exists for paying down a mortgage more quickly, but the underlying principal remains the same. First, be sure your lender allows prepayment without a penalty. Second, each time you add extra funds to your payment, include a note stating you want the funds to be directed at your remaining principal. A common plan is to pay half your mortgage every two weeks, leading to 26 payments a year. The 26 half payments will equal 13 monthly payments and knock off as much as eight years! If possible, consider an extra payment once a quarter, and you’ll have that house paid down in 20 years or less. Interested in exploring your options? Check out AARP’s Mortgage Payoff Calculator or call me and I can show you how to use your actual amortization tables to track your progress.