Team Member Since 2019
I love living here in Western North Carolina, and I want to help you achieve your goals and pursue your passions in this amazing area.
As your full-time professional REALTORⓇ, I will help you find a clear and concise path toward y…Read More
I grew up in a little log cabin straddling the Henderson and Transylvania county line, near what is now DuPont State Forest. I spent almost all my time roaming the hills outside. My parents were dedicated to serving people—my mother as a…Read More
Why isn’t it a good idea to pay off your mortgage?
Paying off a mortgage quickly doesn’t make a lot of financial sense, but it does give a lot of homeowners a great deal of comfort. For it to make sense for you, the investment’s annualized rate of return needs to earn more than the cost of your mortgage interest rate. With many homeowners sitting on some of the lowest rates in history, (3.5%–5.5%) it’s not hard to achieve a higher rate of return. What makes it hard is that there are few guarantees in investments. While the stock market has produced a rate of return close to 10% over the last 90 years, individual investments lose money every day. Even real estate can include risk from market conditions and lack of liquidity. Working with a professional financial planner and mortgage loan officer is the best way to achieve confidence in your personal financial goals.
Spartanburg Methodist College