Steve Dense

Residential Broker Associate

Beverly-Hanks, REALTORS®

Brevard, Downtown

Email: [email protected]
Cell: (828) 551-3691 Office: (828) 877-6006

Team Member Since 2019

About Me

Steve moved to Brevard in January of 1965 from Rochester, N.Y. After returning from Vietnam in 1969, Steve took a real estate course in Asheville, N.C. and received his real estate license in April of 1970. He has been active in real estate…Read More

Living the Life

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Why isn’t it a good idea to pay off your mortgage?

Paying off a mortgage quickly doesn’t make a lot of financial sense, but it does give a lot of homeowners a great deal of comfort. For it to make sense for you, the investment’s annualized rate of return needs to earn more than the cost of your mortgage interest rate. With many homeowners sitting on some of the lowest rates in history, (3.5%–5.5%) it’s not hard to achieve a higher rate of return. What makes it hard is that there are few guarantees in investments. While the stock market has produced a rate of return close to 10% over the last 90 years, individual investments lose money every day. Even real estate can include risk from market conditions and lack of liquidity. Working with a professional financial planner and mortgage loan officer is the best way to achieve confidence in your personal financial goals.

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5 Mayapple Lane in Brevard, North Carolina 28712 - MLS# 3513677 Closed on 09-20-2019
3 bed  ·  3 ba  ·  2570 Hsq ft  ·  2.640 acr


5 Mayapple Lane
Brevard 28712

Wide open floor plan, with cathedral ceilings in living-dining area and master bedroom. Tongue and groove wood in the ceilings. Home constructed on ...

MLS# 3513677 - Closed
Listed by Beverly-Hanks, REALTORS®
Community: Brevard

138 Hawthorne Drive in Brevard, North Carolina 28712 - MLS# 3295325 Closed on 09-14-2017
3 bed  ·  2/1 ba  ·  1542 Hsq ft  ·  0.390 acr


138 Hawthorne Drive
Brevard 28712

Great Neighborhood. Main level has living room, dining room / kitchen. Lovely screen porch overlooking back yard. Three bedrooms/ 2.5 baths. Fa ...

MLS# 3295325 - Closed
Listed by Steve Owen and Associates
Community: Brevard

139 Hawthorne Drive in Brevard, North Carolina 28712 - MLS# 3273175 Closed on 05-24-2017
3 bed  ·  2 ba  ·  1400 Hsq ft  ·  0.360 acr


139 Hawthorne Drive
Brevard 28712

Pisgah Heights ... Great Location ... Close to everything, shopping, walking trails, hospital, dining, 3 BR / 2 BA, basement garage / work area, bon ...

MLS# 3273175 - Closed
Listed by Steve Owen and Associates
Community: Brevard

20 Downing Court in Brevard, North Carolina 28712 - MLS# 3206098 Closed on 10-26-2016
2 bed  ·  2 ba  ·  1583 Hsq ft  ·  0.090 acr


20 Downing Court
Brevard 28712

Great Location... walk to downtown Brevard for shopping , dining, library. Priced to sell, this 2BR / 2BA home is open, spacious with cathedral ce ...

MLS# 3206098 - Closed
Listed by Steve Owen and Associates
Community: Brevard

69 Bungalow Way #11 in Brevard, North Carolina 28712 - MLS# 3362867 Closed on 05-04-2018
3 bed  ·  2 ba  ·  1590 Hsq ft  ·  0.147 acr


69 Bungalow Way #11
Brevard 28712

Quality is immediately felt the moment you step into this well built, brand new craftsman-style home. Elegant finishes such as hardwood flooring, be ...

MLS# 3362867 - Closed
Listed by Steve Owen and Associates
Community: Brevard

169 Parkview Drive in Brevard, North Carolina 28712 - MLS# 3306732 Closed on 10-30-2017
3 bed  ·  2 ba  ·  2817 Hsq ft  ·  0.440 acr


169 Parkview Drive
Brevard 28712

Located in the most desirable neighborhood in Brevard! This intown one level living home is close to Franklin Park, Silvermont, and Main Street with ...

MLS# 3306732 - Closed
Listed by Looking Glass Realty LLC
Community: Brevard

119-e Downing Park Court in Brevard, North Carolina 28712 - MLS# 3323641 Closed on 10-30-2017
3 bed  ·  2/1 ba  ·  1920 Hsq ft  ·  0.010 acr


119-e Downing Park Court
Brevard 28712

This is a spacious, two level condo a mile from downtown Brevard. The master suite is on the main level with additional bedrooms, bathroom and great ...

MLS# 3323641 - Closed
Listed by White Squirrel Realty
Community: Brevard