Shandra Ramsey

Residential Broker Associate

Beverly-Hanks, REALTORS®

Burnsville

Email: [email protected]
Cell: (828) 284-3935 Office: (828) 678-9944

Team Member Since 2017

About Me

I am a real estate professional/broker serving Yancey County and the surrounding area in western North Carolina. A lifelong resident of Yancey County, and a licensed real estate broker since 2008, I have a unique sense of the community, the…Read More

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Why isn’t it a good idea to pay off your mortgage?

Paying off a mortgage quickly doesn’t make a lot of financial sense, but it does give a lot of homeowners a great deal of comfort. For it to make sense for you, the investment’s annualized rate of return needs to earn more than the cost of your mortgage interest rate. With many homeowners sitting on some of the lowest rates in history, (3.5%–5.5%) it’s not hard to achieve a higher rate of return. What makes it hard is that there are few guarantees in investments. While the stock market has produced a rate of return close to 10% over the last 90 years, individual investments lose money every day. Even real estate can include risk from market conditions and lack of liquidity. Working with a professional financial planner and mortgage loan officer is the best way to achieve confidence in your personal financial goals.

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Service Areas & Specialties

 

Interests

  • Photography
  • Theater/Film
  • Cooking/Dining
  • Dog/Cat Lover
  • Fitness
  • Reading/Writing
  • Pottery
  • Music
  • Gardening
  • Hiking and Camping
  • Motorcycle Enthusiast
  • Sports Enthusiast
  • Travel
  • Equestrian
Lot 33 Leisure Lane in Burnsville, North Carolina 28714 - MLS# 3412564
1.012 acr

$17,900

Lot 33 Leisure Lane
Burnsville 28714

GREAT OPPORTUNITY to build your mountain dream home located in the desired West Yancey area only minutes from town. Exceptional views in a peaceful ...

MLS# 3412564 - Active
Listed by Beverly-Hanks, REALTORS®
Community: Burnsville


279 Moody Mountain Road in Burnsville, North Carolina 28714 - MLS# 3364960 Closed on 07-06-2018
3 bed  ·  1 ba  ·  1338 Hsq ft  ·  12.570 acr

$175,000

279 Moody Mountain Road
Burnsville 28714

GREAT opportunity for 1st time home buyers, vacation rental or your own private mountain get away offered BELOW TAX VALUE. Home is nestled on a 12. ...

MLS# 3364960 - Closed
Listed by Beverly-Hanks, REALTORS®
Community: Burnsville


30 Summit View Drive in Marshall, North Carolina 28753 - MLS# 3281539 Closed on 10-16-2017
3 bed  ·  2 ba  ·  1560 Hsq ft  ·  4.410 acr

$139,500

30 Summit View Drive
Marshall 28753

LOCATION! a little TLC will make this a great starter home or investment rental property. Convenient location to Downtown Mars Hill shopping and res ...

MLS# 3281539 - Closed
Listed by Beverly-Hanks, REALTORS®
Community: Marshall


00 Jacks Creek Road in Burnsville, North Carolina 28714 - MLS# 3255813 Closed on 10-11-2017
8.282 acr

$75,000

00 Jacks Creek Road
Burnsville 28714

UNRESTRICTED RIVERFRONT property opportunity in this generous size tract adjacent to the public road and only minutes from town. Perfect for a house ...

MLS# 3255813 - Closed
Listed by Beverly-Hanks, REALTORS®
Community: Burnsville


00 Jacks Creek Road in Burnsville, North Carolina 28714 - MLS# 3255813 Closed on 10-11-2017
8.282 acr

$75,000

00 Jacks Creek Road
Burnsville 28714

UNRESTRICTED RIVERFRONT property opportunity in this generous size tract adjacent to the public road and only minutes from town. Perfect for a house ...

MLS# 3255813 - Closed
Listed by Beverly-Hanks, REALTORS®
Community: Burnsville


3051 Us 19 Highway in Mars Hill, North Carolina 28754 - MLS# 3234872 Closed on 06-23-2017
3.630 acr

$230,000

3051 Us 19 Highway
Mars Hill 28754

Great opportunity to own a lucrative flea market with 21 storage stalls, open-air tables, concession stand, restrooms, private offices and a 3-bay g ...

MLS# 3234872 - Closed
Listed by Preferred Properties
Community: Mars Hill


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