4 Important Questions You Need to Ask before You Make Your Down Payment

Gone are the days of markets laden with low-price foreclosures and tax incentive programs for first-time buyers. Our regional real estate market has gotten more competitive over the last decade, and buyers at many price points must be ready to make an offer on a home as soon as they find their perfect fit. The […]

3 Ways You Sabotage Getting the Lowest Interest Rate

It’s easy to get so caught up in saving for a down payment that you forget about finding a good interest rate for your home loan. But did you know that it’s possible to purchase a home in WNC for zero to low money down? Unless you’re paying cash upfront for the full purchase price, […]

4 Surprising Benefits of Getting an In-house Mortgage

They say there’s an app for everything, and that certainly feels true. But that doesn’t mean that you should finance your home—likely the largest purchase you may ever make—on your mobile device. Likewise, just because a mortgage lender makes clever commercials doesn’t mean that they’re going to be the best choice for your finances. We […]

Quiz: How Many of these Mortgage Abbreviations do You Know?

The home mortgage process is more complicated than it used to be. Well-qualified people often find themselves delayed or even unable to close due to lender-mandated, last-minute changes and requests. Nothing is worse than finding the perfect home, and then having circumstances out of your control prevent you from realizing that dream. And in many […]

4 Mortgage Mistakes to Avoid for a Stress-Free Process

When you apply for a home mortgage, you have a lot riding on successfully completing the process on time. Not securing that mortgage on time could mean losing your due diligence money, increased moving expenses, and even becoming responsible for seller expenses. That’s a lot of extra stress (and expense) piled on top of an […]

Quiz: Can You Guess the Mortgage for These Popular Homes?

Homebuyers are facing a tight home supply and near-record market activity, but mortgage rates continue to hover near historic lows. By combining low interest rates with a good down payment, many savvy buyers across Western North Carolina are finding that their mortgage payments are lower than they would have thought. Many factors go into your […]

5 Things to Know if You Want a Land Loan

Real estate transactions have two main components: the structure and the land. In most cases, the nature and location of the land will have a strong influence on the value of the house. A home on 40 acres is obviously going to have a different value than an identical home on four acres next door, […]

Buying a Home in WNC with Zero to Low Down Payment

Amid tightening home supply and near record market activity, the good news for first-time homebuyers is that mortgage rates are continuing to hover at historic lows. However, it’s important to remember that even though home prices are going up, so is rent. One way or another, most adults have housing expenses. You are either going […]