The process of purchasing a home can be complex and emotional. The services of a Beverly-Hanks associate can help put your mind at ease and bring order to a process that frequently overwhelms even the most organized. Our proactive management and attention to detail will help make your purchase efficient and seamless.
Getting your offer accepted is just the beginning of what you can expect from your Beverly-Hanks agent. As a full-service real estate firm, we’re at your side from contract to closing. Here are the major tasks that your associate will help you complete:
1. Distributing Documents
If you’re the type whose heart rate increases at the thought of bank forms, never fear! Your Beverly-Hanks agent will help you distribute documents to all relevant parties involved in your home purchase. This includes the attorneys, insurance reps, and financial professionals who will be working with you along the way.
2. Handling the Money
As you can imagine, getting the right money to the right people at the right time is a big part of purchasing a home. Your associate will help you account for all due diligence and earnest monies. Which one is refundable, again?—and which one is not? It’s always helpful to know someone has your back and can keep them straight for you.
3. Coordinate Inspections
In addition to helping you coordinate paper and money, your agent can help you coordinate all the inspections that need to take place during your due diligence period. This includes home, pest, water, radon, and other inspections that you need in order to feel confident about your purchase.
4. Facilitate Needed Bids and Repairs
Assuming your inspections are not 100% positive, your Beverly-Hanks associate will help you facilitate bids for repairs. As area experts, you can count on your agent to have reputable contacts in all areas of home repair, from foundation engineers to roofers. These bids will help you determine the contingencies of the offer you make on the home.
5. Communicate with Your Lender
Beverly-Hanks & Associates has in-house mortgage lending services to ensure you receive timely and beneficial financing. However, in the event that you go with an outside lender, your agent will be just as hands-on. He or she will help you communicate with your lender along the way to make the purchase experience as seamless as possible.
6. Interact with the Appraiser
As real estate experts, you can count on your Beverly-Hanks agent to understand the nuances of home appraisals. Your agent will be on your side to ensure a valid appraisal is prepared before your purchase. A thorough appraisal will help determine how much the home you are looking at is worth. This in turn will help you make an informed offer.
7. Schedule Necessary Walk-through(s)
Over the course of the buying process, you will likely want to make several walk-throughs of the home. Your agent will work with the seller’s agent to schedule those for you. Especially at closing, your final walk-through will confirm that all contingencies have been met to your satisfaction before you sign the final paperwork and exchange keys.
8. Confirm Contingencies
Some contingencies to your purchase, like leaving the dining room chandeliers in place, will be apparent at your final walk-through. Others, like draining the septic tank before closing, can be harder to assess at a glance. Your agent will work with the seller’s agent to ensure that your contingencies are met in a timely fashion.
9. Assist with Transfer of Utilities
Whether you’re totally new to the area or just frazzled by all the details around buying a home, little details can become very big deals. Chances are, this isn’t your agent’s first rodeo. If you need help tracking down contact information for local utilities, your agent can help. Don’t miss out on those moving night selfies because you forget to set up your electricity.
10. Coordinate your Closing
If you aren’t sick of paperwork and checking your calendar yet, you will be by closing day. Your associate will be by your side to make sure you bring all the right things to the closing table. He or she can also help you coordinate your moving schedule. The last thing you want to worry about on moving day is where the moving truck is.
All real estate is local. In order to make confident real estate decisions, we believe it is important for you to have timely and neighborhood-specific information. If you would like more information about the homebuying process, our experts at Beverly-Hanks are here to help. Contact us today to speak with a Beverly-Hanks real estate agent about buying homes and land in Western North Carolina.