Which is Better to do First: Sell Your Current Home or Buy a New One?

It’s that age-old dilemma, applied to one of the largest financial transactions you may ever make: Which step should come first?  On the one hand, you may not be able to put an offer on a new property without the capital from selling your current one. But on the other hand, you don’t want to […]

How to Secure a Home Loan in 16 Steps

Buying a home is a big deal. It’s a serious process, and there are big stakes in the game. At Beverly-Hanks, we know it can feel like you’re lost in the forest, with no map for how to reach the summit of the distant mountain. You’re climbing over boulders, hiking higher and higher, with no […]

6 Important Reasons Not to Pay off Your Mortgage Early

Every month, you send a significant portion of your income to your housing lender. And every month, you dream about what else you could do with that money—if only your mortgage was paid off already! Wouldn’t it just be better to pay off your home loan early and be done with it?  Depending on your […]

5 Things to Know if You Want a Land Loan

Real estate transactions have two main components: the structure and the land. In most cases, the nature and location of the land will have a strong influence on the value of the house. A home on 40 acres is obviously going to have a different value than an identical home on four acres next door, […]

Buying a Home in WNC with Zero to Low Down Payment

Amid tightening home supply and near record market activity, the good news for first-time homebuyers is that mortgage rates are continuing to hover at historic lows. However, it’s important to remember that even though home prices are going up, so is rent. One way or another, most adults have housing expenses. You are either going […]

First-Time Buyer Tips: What do My Closing Costs Mean?

It’s important to understand closing costs from both sides to ensure there are no surprises during your home transaction. But as a homebuyer, just what do each of your closing fees mean? We break down the typical homebuyer fees for you below: Home Appraisal At its core, a home appraisal is a professional assessment of […]