5 Things to Know if You Want a Land Loan

Real estate transactions have two main components: the structure and the land. In most cases, the nature and location of the land will have a strong influence on the value of the house. A home on 40 acres is obviously going to have a different value than an identical home on four acres next door, […]

Buying a Home in WNC with Zero to Low Down Payment

Amid tightening home supply and near record market activity, the good news for first-time homebuyers is that mortgage rates are continuing to hover at historic lows. However, it’s important to remember that even though home prices are going up, so is rent. One way or another, most adults have housing expenses. You are either going […]

First-Time Buyer Tips: What do My Closing Costs Mean?

It’s important to understand closing costs from both sides to ensure there are no surprises during your home transaction. But as a homebuyer, just what do each of your closing fees mean? We break down the typical homebuyer fees for you below: Home Appraisal At its core, a home appraisal is a professional assessment of […]

How are Purchase Loans Made?

No clear on how purchase loans work? Here is a step-by-step walkthrough for how purchase loans are made. 1. Loan Search – Buyers should seek the advice of an experienced mortgage professional, someone who will help determine which financing options best suit their needs today and in the future. 2. Loan Application – It’s crucial […]