Your family is growing. You’ve read that now’s the best time to buy a home if you’re going to move up. And interest rates are rising. So what’s stopping you from buying the home you need? Buying a home is a big investment—even bigger as you buy up into higher price brackets. If you’re worried […]
As a first-time home buyer, you may feel like there’s a lot going over your head. It’s a serious process, and there’s a ton of information flooding your senses. But at Allen Tate/Beverly-Hanks, we have you covered! Instead of showering you with too much information, let’s look at each element of the home loan process […]
Life is full of milestone events: graduating high school, starting your first full-time job, your wedding day. In our minds, one that’s surely at the top of the list is closing day on your first home. For most people, buying a home is the largest financial investment they will ever make. And it’s one that […]
You’ve saved up for what seems like eons. Your credit is in great shape. You’ve done your research. Now you’re (finally) ready to buy a home. What’s the next step? Before you begin your Western North Carolina home search, there’s one more thing you need to do: Set yourself up to be the strongest buyer […]
It’s up. It’s down. It has something to do with bored apes. And mining, maybe? Even the digitally savvy are finding it difficult to keep up with all the advances to blockchain technology and the hundreds of cryptocurrencies that are popping into and out of existence. But while the headlines can be confusing, the technology […]
In the big list of home buyer closing costs, we tend to look right past “loan origination fees”. Unlike costs like the home inspection, origination fees play less of an active role in your experience of the home buying process. But, hey, just because you don’t normally notice it doesn’t mean that it’s not there. […]
Not all home buyers are created equal. And you may be surprised to know that your credit score isn’t the only thing that affects your desirability to mortgage lenders. In today’s real estate market, the speed at which you can secure a home loan could make or break your offer. So, it pays to stay […]
You worked hard six or seven years ago to pay off your loans, pay down your credit cards, and save up a down payment for a practical little two-bedroom fixer upper. You put a ton of sweat equity into the home, got married, and have made the decision to start a family. Looking ahead, you […]
Have you been paying down a home loan for several years? Did you know there’s a way you could mathe-magically pay less every month? Want to learn more? Refinancing your home may sound like complicated wizardry. But there is a lot of data and financial consideration that goes into this process. Today, we’re going to […]
Thanks to cable TV and a few select online personalities, you may think that the real estate game is best played fast and furious. In reality, for the vast majority of property owners, real estate is not a game at all and should be considered a long-term financial investment. Of course, life doesn’t always support […]
mortgage FAQs Archives – Allen Tate/Beverly-Hanks Real Estate Blog
