240 Phillips Ridge in Bakersville, NC 28705

Bed: 3
Bath: 3
1/2 Bath: 0
Sq. Ft.: 3,386
Acreage: 32.32
Loading...

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search

Manage Saved Properties


If You Have Any Other Questions, Call Us At 1(866)858-2257

Community: Bakersville in Mitchell County (Snapshot)

Bed: 3
Bath: 3
1/2 Bath: 0
Sq. Ft.: 3,386
Acreage: 32.32
Loading...

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search

Manage Saved Properties


If You Have Any Other Questions, Call Us At 1(866)858-2257

Well Maintained One Owner Home! Like new-seldom occupied. Must see inside-much larger than photos depict. Walls of windows for views & nat. light. Oversized great room has floor-to-ceiling stacked stone gas-log fireplace & hearth, BIG kitchen w/room for 2 cooks, solid surface counters, breakfast area (big views from here) space for seating for 8 plus formal dining rm. HUGE primary bedroom with true en-suite: dressing room & huge closet. Spacious laundry room w/entrance from garage, 2nd br, office & bath on main level. With doors to 2nd level, it's one-level living & adds privacy for guests upstairs - EX LARGE 2 BR/1BA plus large den/bonus/office/family/flex room. Large closet in the biggest upstairs br. Asphalt drive allows access to main level garage, front of home, then a semi-circle to basement (including 1 car garage, workshop/crafting area & room for other activities. Relax on oversized front porch & enjoy gorgeous views. Fenced pasture-Over 30 acres & a small trickling stream.

Original Listing Price: 775,000
MLS #: ‍3876833
Listing Status: Active
Days on Market: 156
This Property has Been Viewed 2,819 Times

Based on information submitted to the MLS GRID as of 2022-11-28 at 12:45AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2022. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: From Spruce Pine, take 226N toward Bakersville. Phillips Ridge is located on the right across from Wing Road. Turn Right onto Phillips Ridge. Follow signs to home, it is located at the very end of the road. Not a winding road, out of town buyers will be pleased!

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Beverly-Hanks makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Year Built: 1999
Subdivision: NONE
Roof: Metal
Water: Spring
Drive: Asphalt
Sewer: Septic Installed
Style: Cape Cod,Farmhouse
Floors: Carpet,Linoleum,Wood
Exterior Features: Barn(s),Fence,Fire Pit
Heating/Cooling: Central,Gas Hot Air Furnace,Heat Pump,Propane
Basement/Foundation: Basement,Basement Garage Door,Basement Inside Entrance,Basement Outside Entrance,Block
Garage/Carport: Attached Garage,Basement,Garage - 1 Car,Garage - 2 Car,Garage Door Opener,Keypad Entry
Interior Features: Basement Shop,Breakfast Bar,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Whirlpool

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results:
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Additional Videos

close

Schools

close
  • High School: Mitchell
  • Middle School: Bowman
  • Elementary School: Gouge

Lifestyles

close

Find houses for sale in Western North Carolina from Allen Tate / Beverly-Hanks, REALTORS®. Our Western North Carolina real estate agents are experts in the community. In addition to local expertise, all Allen Tate / Beverly-Hanks, REALTORS® are backed by an outstanding support staff and committed to the highest standards of customer service. Find a home for sale in Western North Carolina that’s right for you. Continue browsing this page to see all Western North Carolina real estate listings.

Community Amenities

  • Campsites
  • Children's Programs
  • Clubhouse
  • Community Open Space
  • Concierge Services
  • Conservation Trust
  • Equestrian Center
  • Equestrian Boarding
  • Equestrian Trails
  • Wellness/Fitness Center
  • Golf Course
  • Golf Learning Center
  • Guard/Gated Security
  • Lake Access
  • Lakefront
  • Mountain Biking/Cycling
  • Outfitter/River Pro
  • Playground
  • Planned Activities
  • Kayaking/Canoeing
  • Spa
  • Swimming Pool
  • Tennis
  • Walking/Hiking Trails
  • Nearby Activities

  • Lake Fishing
  • Fly Fishing
  • Running
  • Walking/Hiking
  • Kayaking/Canoeing
  • Boating
  • Mountain Biking/Cycling
  • Snow Skiing
  • Tennis
  • Swimming
  • Shopping
  • Dining
  • Entertainment
  • Art/Culture
  • Primary Education
  • Secondary Education
  • Continuing Education
  • Theater/Symphony
  • Golf
  • Garden Club
  • Working Out
  • Kids Camp
  • Community Photos

    Western North Carolina Market Information

    close
    Loading...