8 Spencer Ridge Court in Biltmore Lake, NC 28715

Bed: 3
Bath: 3
1/2 Bath: 0
Sq. Ft.: 2,763
Acreage: 0.30
Loading...

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search

Manage Saved Properties


If You Have Any Other Questions, Call Us At 1(866)858-2257

Community: Biltmore Lake in Buncombe County (Snapshot)

Bed: 3
Bath: 3
1/2 Bath: 0
Sq. Ft.: 2,763
Acreage: 0.30
Loading...

Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search

Manage Saved Properties


If You Have Any Other Questions, Call Us At 1(866)858-2257

Only five years old, this immaculate cottage in Biltmore Lake offers upgrades inside and out. Seated on a quiet cul-de-sac on a premium lot, the wide-open main floor enjoys abundant light, mountain views and a sense of privacy that is hard to match. The finished lower level, with its screened porch, guest room and flagstone patio and fire-pit make entertaining as natural as the setting. With a main floor master, flowing kitchen, spacious garage and custom built-ins every day living is both easy and beautiful. Downstairs is loaded with surprises, including an unfinished 286 sq. ft. workshop or storage room, and the potential to easily add an additional bedroom and bathroom. Low maintenance, beautiful landscaping in place. With easy access to both the Biltmore Lake trail system and the community's stunning lake amenities, as well as National Forest trails just down Case Cove Rd, the home makes recreation as simple as heading out the back door. It simply does not get any nicer than this.

Original Listing Price: 899,000
MLS #: ‍3904646
Listing Status: Under Contract
Days on Market: 78
This Property has Been Viewed 884 Times

Based on information submitted to the MLS GRID as of 2022-12-01 at 9:30PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2022. All rights reserved.

Map

close
  • Mapbox
  • Google
  • Topo Map

Directions: GPS

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Beverly-Hanks makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

close
Association Fee: 475
Year Built: 2017
Water: Public
Style: Cottage
Roof: Shingle
Drive: Cobblestone
Subdivision: Biltmore Lake
Garage/Carport: Garage - 2 Car
Exterior Features: Fence,Fire Pit
Sewer: Public Sewer,County Sewer
Basement/Foundation: Basement Partially Finished,Block
Porch: Back,Covered,Deck,Front,Patio,Screened
Lot Description: Long Range View,Mountain View,Winter View
Heating/Cooling: Central,Gas Hot Air Furnace,Multizone A/C,Zoned,Natural Gas
Community Features: Clubhouse,Lake,Picnic Area,Playground,Recreation Area,Tennis Court(s),Walking Trails
Interior Features: Basement Shop,Breakfast Bar,Built Ins,Cable Available,Kitchen Island,Open Floorplan,Pantry,Tray Ceiling,Walk-In Closet(s)

Mortgage Calculator

close
  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
$
Down Payment:
$
Interest Rate:
%
Amortization Period:
Years
Results:
Monthly payment including interest:
$
Estimated Monthly Payment:
$
Annual Salary:
$
Other Annual Income
$
Annual Property Tax:
$
Annual Home Insurance:
$
Monthly Debt Payments:
$
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
Results:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
RATE A
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
RATE B
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
$
Total Monthly Payment:
$
Length of Loan (years):
Interest Rate (%):
%
Property tax rate (1% = $1000/yr for 100K house):
%
Home Owners Insurance:
$
Mortgage Insurance Premium (generally between $1000 and $5000 per year):
$

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Additional Videos

close

Schools

close
  • High School: Enka
  • Middle School: Enka
  • Elementary School: Hominy Valley/Enka

Biltmore Lake Properties

close

Market Snapshot of Properties in Biltmore Lake for the last twelve months

Loading...

Lifestyles

close

Find houses for sale in Biltmore Lake, NC from Allen Tate / Beverly-Hanks, REALTORS®. We have an office conveniently located near Biltmore Lake and our our real estate agents are experts in the community. In addition to local expertise, all Allen Tate / Beverly-Hanks, REALTORS® are backed by an outstanding support staff and committed to the highest standards of customer service. Find a home for sale in Biltmore Lake that’s right for you. Continue browsing this page to see all Biltmore Lake, NC real estate listings.

Community Amenities

  • Campsites
  • Children's Programs
  • Clubhouse
  • Community Open Space
  • Concierge Services
  • Guard/Gated Security
  • Lake Access
  • Lakefront
  • Mountain Biking/Cycling
  • Playground
  • Planned Activities
  • Kayaking/Canoeing
  • Tennis
  • Walking/Hiking Trails
  • Nearby Activities

  • Lake Fishing
  • Fly Fishing
  • Running
  • Walking/Hiking
  • Kayaking/Canoeing
  • Boating
  • Mountain Biking/Cycling
  • Tennis
  • Swimming
  • Dining
  • Entertainment
  • Art/Culture
  • Continuing Education
  • Garden Club
  • Kids Camp
  • Biltmore Lake Market Information

    close
    Loading...