93 Cottage Settings Lane in Black Mountain, NC 28711


Thank You!

You will be hearing from us soon. In the meantime, if you'd like to learn more about this property, click here

Start a New Search

Manage Saved Properties

If You Have Any Other Questions, Call Us At 1(866)858-2257


Community: Black Mountain in Buncombe County (Snapshot)

Bed: 5
Bath: 5
1/2 Bath: 1
Sq. Ft.: 3,330
Acreage: 0.40

Magnificent craftsman home in Black Mountain's premier gated community - The Settings! Only the 10th home ever listed for sale in this prestigious neighborhood, this home is perfect for buyers who need lots of room for family or visitors. Each of the 5 bedrooms has an en suite bathroom, and there are 2 separate living rooms (main level and daylight basement level), each with a stone fireplace. Open floorplan with soaring ceilings, upgraded kitchen with granite, soft-close drawers, and Thermador range. Lots of flat parking for all your guests! Above the garage is a partially finished (no HVAC) workspace that is ideal for a home office, craft room, game room, or additional storage. The Settings has a community trail system, sidewalks, a great playground, a beautiful clubhouse, and a very active and engaged community. Don't miss this rare opportunity!

Listed by Freestone Properties
Original Listing Price: 829,000
MLS #: ‍3765615
Listing Status: Under Contract
Days on Market: 36
This Property has Been Viewed 201 Times

Based on information submitted to the MLS GRID as of 2021-10-24 at 6:30PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Some IDX listings have been excluded from this website.

Copyright © 2021. All rights reserved.


  • Mapbox
  • Google
  • Google Street View
  • Topo Map

Directions: Take Black Mountain exit #64 off I-40. Turn south on Highway 9 and travel approximately 1.7 miles to The Settings entrance on the right. Once inside the gate, bear right on Cottage Settings Lane, then take a right onto Old Lafayette Lane, then another right on Cottage Settings Lane. House will be on the right at the curve before the cul-de-sac.

Disclaimer: The map service includes search results such as listings and related information provided by third parties. Beverly-Hanks makes no representations or warranties regarding the accuracy or completeness of the information provided by these third parties.

View Directions on Map

Property Features

Year Built: 2009
Association Fee: 2600
Water: Public
Roof: Shingle
Drive: Asphalt
Sewer: Public Sewer
Subdivision: The Settings Of Black Mountain
Garage/Carport: Attached Garage,Driveway,Garage - 2 Car
Heating/Cooling: Heat Pump,Heat Pump,Multizone A/C,Zoned,Natural Gas
Interior Features: Open Floorplan,Split Bedroom,Vaulted Ceiling,Walk-In Closet(s)
Basement/Foundation: Basement,Basement Fully Finished,Basement Inside Entrance,Basement Outside Entrance

Mortgage Calculator

  • Payment Calculator
  • Qualifying Income
  • How much can I afford?
Purchase Price:
Down Payment:
Interest Rate:
Amortization Period:
Monthly payment including interest:
Estimated Monthly Payment:
Annual Salary:
Other Annual Income
Annual Property Tax:
Annual Home Insurance:
Monthly Debt Payments:
Loan Criteria
Combined Annual Gross Income:
Wages Per Month:
Total Debt:
PITI using 36% RATE A:
PITI using 28% RATE B:
Monthly Payment Cap (RATE A):
Monthly Payment Cap (RATE B):
The 36% income is based on the PITI (mortgage principal plus interest amount plus your monthly property tax and home insurance), PLUS any other debt payments you must pay every month.
The 28% income is based on PITI (Principal + Interest + Tax + Insurance) or more specifically, the mortgage principal plus interest amount plus your monthly property tax and home insurance the lender typically holds in an escrow account for you.
Down Payment:
Total Monthly Payment:
Length of Loan (years):
Interest Rate (%):
Property tax rate (1% = $1000/yr for 100K house):
Home Owners Insurance:
Mortgage Insurance Premium (generally between $1000 and $5000 per year):

By making a down payment of $ and paying $ per month, you will able to afford a home that costs $ . You will need to qualify for a loan of $.

Summary of Your Monthly Payment
Principal and Interest:
Taxes and Insurance:
Mortgage Insurance:

Additional Videos



  • High School: Charles D Owen
  • Middle School: Charles D Owen
  • Elementary School: Black Mountain

Black Mountain Properties


Market Snapshot of Properties in Black Mountain for the last twelve months




Find houses for sale in Black Mountain, NC from Beverly-Hanks, REALTORS®. We have an office conveniently located in nearby downtown Asheville and our real estate agents are experts in the community. In addition to local expertise, all Beverly-Hanks, REALTORS® are backed by an outstanding support staff and committed to the highest standards of customer service. Find a home for sale in Black Mountain that’s right for you. Continue browsing this page to see all Black Mountain, NC real estate listings.

Community Amenities

  • Community Open Space
  • Equestrian Trails
  • Wellness/Fitness Center
  • Mountain Biking/Cycling
  • Walking/Hiking Trails
  • Nearby Activities

  • Lake Fishing
  • Fly Fishing
  • Running
  • Walking/Hiking
  • Kayaking/Canoeing
  • Mountain Biking/Cycling
  • Swimming
  • Shopping
  • Dining
  • Entertainment
  • Art/Culture
  • Secondary Education
  • Golf
  • Kids Camp
  • Black Mountain Market Information